June 1, 2023 | Kailey Truczinskas
Meet Chelice Cowan
Chelice is Statesville native and was born on the very same street that her new Habitat home is on. She is a mother to three boys ages 9, 15, and 18. Prior to moving into her new 4 bedroom home, her family shared a 3 bedroom apartment. With three growing boys, the apartment often felt crowded and cramped.
Chelice had always dreamed of owning her own home. She heard about Habitat’s homebuyer program several years ago and applied twice, but unfortunately did not qualify because of her credit. To help improve her financial situation, Margaretta decided to participate in Habitat Charlotte Region’s Money Matters Financial Literacy program before applying to the homebuyer program again. She enjoyed the course and learning new things about personal finances, particularly about how to maintain good credit. After going through Money Matters, Margaretta reapplied to the homebuyer program and was accepted.
Throughout the homeownership process, Chelice found community among the other homeowners-in-process (HIPs) that were going through the program with her. She chipped away at her HIP hours by working in the ReStores, and sang Habitat’s praises to anyone who would listen. She even helped several people she knew apply for the homebuyer program, one of which will soon be her new neighbor!