January 17, 2023 | Alexa Johnson
Nikale’s Habitat Journey
Nikale was encouraged to apply to Habitat’s homeownership program by a former co-worker who had been through the program. She initially applied in June 2021 but was declined due to credit issues. However, Nikale did not give up, and she enrolled in the Money Matters Financial Literacy program in July 2021. After going through Money Matters and working hard to improve her financial situation, she reapplied to the program in January 2022 and was accepted. “My prayer is that through Habitat, my family will be able to secure safe, clean, affordable housing that will allow me to be self-sufficient and create generational wealth for Liam,” she said. “We need a safe place to grow and heal.”
So far, Nikale’s favorite part of the homeownership process has been volunteering at Habitat events to earn her homeowner-in-process (HIP) hours. She is extremely passionate about educating others about Habitat’s programs and sharing about her journey and experience, and she loves having the opportunity to engage with the community.
With homeownership in sight, Nikale is incredibly hopeful for the future. “I envision my new home as one filled with love, happiness, and new memories,” she said. She hopes her new home will be a place where her mother can retire, where Liam can have the freedom to be a kid, where her family can visit and gather, and where the memory of Dorian can be honored. “Our future home will be both our sanctuary and our peace,” she said.
Liam is most excited to have a home that he will not have to leave, and Nikale is looking forward to truly enjoying her space. “I miss the beauty of being able to sit outside with my family and enjoy nature. I cannot wait to have that freedom back,” she said. Additionally, an affordable mortgage will allow Nikale to save for the future and have new experiences with her family. Homeownership will not only create financial security for herself, but for Liam as well. “Owning our home is an opportunity for hope and a future.”