Habitat Charlotte Region’s Critical Home Repair program provides comprehensive repairs designed to address issues where an income-qualified homeowner’s health and safety might be at risk. Extending the functional life of the home allows the owners, often seniors living on fixed incomes, to age in place in the safety and security of their own home, while also preserving more of our community’s affordable housing units.
An often overlooked part of our community’s lack of affordable housing is preserving existing affordable homes. Due to the age of the affordable housing stock, many owner-occupied homes in the Charlotte Region are in need of significant repairs. In many cases, those homeowners are seniors living on fixed incomes who cannot afford necessary repairs and are in jeopardy of being displaced.
Critical Home Repair addresses repairs where the owner’s health and safety may be at risk. For each project, an assessment will be completed to identify which items may be considered critical and the home’s scope of work.
To learn about the types of projects that are and are not covered by Critical Home Repair, follow the button below.
In order to qualify for the Critical Home Repair program, certain criteria must be met by the applicants and the home itself. These criteria include, but are not limited to:
Program applicants must also be willing to agree to a partnership agreement with Habitat Charlotte Region.
In March 2022, as a temporary measure due to overwhelming demand, the Critical Home Repair program has been limited to certain ZIP codes. If your home is in one of our approved ZIP codes, you’ll be invited to apply to the repair program. Check to see if your home is in an approved ZIP code.
If your home is not in one of the approved ZIP codes, you can complete the Critical Home Repair Interest Form. Someone from the Critical Home Repair team will contact you as soon as applications are available for your ZIP code.
If you have questions about the application process, please email CHRapplications@habitatCLTregion.org or call the CHR Hotline at 704.716.5639.
To refer a neighbor, friend or loved one, please fill out a Critical Home Repair referral form form and we’ll reach out to them. Please include your contact information in case we need to reach out with any questions.
The typical time from submitting an application to completion of repairs is typically one year.
Critical Home Repairs are completed at no financial cost to the homeowner. Your repayment to Habitat Charlotte Region comes in the form of volunteer hours and a five-year deed restriction on your home. A deed restriction does NOT allow Habitat Charlotte Region to take your home away; it just ensures your home stays affordable for the foreseeable future, even if you should decide to sell it later.
<!–Repayment is determined by your HUD income level . In some cases, Habitat Charlotte Region can offer to finance the discounted amount with an interest-free mortgage to be paid over five years.–>
Critical Home Repair homeowners are required to complete community service hours, but all of those hours do not have to be completed with Habitat Charlotte Region. CHR homeowners are not required to work on their own home and accommodations can be made for those who are unable to participate in community service.
Yes, you can! To refer someone, please fill out the Critical Home Repair application request form and we’ll reach out to them. The form includes a space for your contact information should we need to contact you with any additional questions.
| Household Size | Bedrooms |
|---|---|
| Single adult or couple with no children | 2 |
| Single adult or couple with 1 child | 3 |
| Single adult or couple with 2 children | 3 |
| Single adult or couple with 3 children | 4 |
| Single adult or couple with 4 children* | 4 |
| Single adult or couple with 5 or more children | 5 |
| Single adult or couple with 4 children where age (13 or over), age difference (4 yrs or more apart), or gender doesn't allow sharing | 5 |
House sizes for households with multiple adults or adults who are not married will be considered on a case-by-case basis.
* Children of the same gender who are under 13-years-old and fewer than 4 years apart in age could be required to share a room.
