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Application Process

Online applications are available on a limited basis due to overwhelming demand for Habitat Charlotte Region’s Homebuyer program. While the application cycle is closed, we encourage you to learn about the program’s requirements and the application process. You can also chat with us now to find out more about our programs and how we may better serve you and your family.

Homebuyer Interest Information

Mother and five kids in front of Habitat home

Before You Apply

In order to complete an application during the open cycle, you’ll need to have a few things ready:

  • Income statements/pay stubs; most recent 60 days for the applicant (and co-applicant, if applicable)
  • Benefit letter (SSI/SSDI, VA, pension and/or court-ordered Child Support); you are able to include SSI/SSDI payments for minors if you or the co-applicant are listed as the payees
  • Complete work and rental history for the past two (2) years
  • A valid, frequently-used email address to ensure our communications are received
  • $50 non-refundable application fee; any major credit cards are accepted (fee waived for Veterans of the US Armed Forces)

We strongly encourage you to start gathering all of that information now prior to the next open application cycle. You’ll also want to make sure you’re familiar with the Homebuyer Requirements and Qualifications; while we welcome any and everyone to apply, you’ll know better than anyone if you are ready for the program.

Download a Document Checklist

Applying for the Homebuyer Program

Due to overwhelming demand in our area, the application cycle is currently CLOSED.

To learn more about the application itself and how to complete it, please watch this informative video from our Family Selection team and review the Frequently Asked Questions.

You can also chat with us to see if you are in our service area or for more information on our programs.

Homebuyer Info Chat

Father and daughter playing

After You Apply

Once you’ve submitted your online application to the Family Selection team, they will begin to process your application. Please be patient; your application was submitted along with hundreds of others that also need to be processed. You can expect to hear something from us within 8 weeks after applying.

If you have questions about the application you submitted, please email Keep an eye on your email inbox – including junk mail – in case we’ve tried to reach you.

If your application meets the initial ability to pay criteria, you will be moved to a second phase of review for household information. You will need additional documents for this phase; download this second phase document checklist so you can be prepared to move forward quickly.

If your application is denied, don’t give up hope! Habitat Charlotte Region has plenty of resources to get you on track toward applying again in the future, whether it’s our Money Matters financial literacy course or another community organization referral.