Yes, homeowners can set up a recurring payment. Recurring payments must be set up sometime between the 2nd and the 28th of the month, allowing time to load the file early in case the first of the month falls on a weekend or holiday. Two steps are required:

1. Access your account using the correct link for your loan number (as shown at the top of this page) and make a payment.
2. Email mortgagepayments@habitatCLTregion.org to let us know you would like to set up a recurring payment with the account info you used to make that payment. 

As of July 1, 2016, Habitat Charlotte Region ceased to accept paper draft request forms for homeowner accounts.

Yes. You can still use the online system to make an extra payment in addition to your monthly recurring payment.

Recurring payments can only be adjusted by a Mortgage Servicing staff member. Email us at mortgagepayments@habitatCLTregion.org.

It could take up to two weeks for your payment to be reflected in your transaction history.

No, this is an optional service.

If you have already paid the current month, try out online payments next month!

Online payments must be made for the full amount due. To ask about making a partial payment, please email us at mortgagepayments@habitatCLTregion.org.

You may have a second mortgage with Habitat which helped you purchase your home. The correct status or balance for any secondary loans must be confirmed with a formal payoff request.

You may have late fees from the past that are due.