Habitat for Humanity of the Charlotte Region believes that financial literacy is the key to generational wealth. Our Pathways and Partners education program provides financial coaching and partner referrals along your journey to becoming mortgage ready.
No matter where a participant is on their financial journey, our Pathways and Partners program offers the education and referral relationships needed to thrive. From our trusted partners to our dedicated Habitat Charlotte Region team, we want to encourage a successful journey to generational wealth.
If interested, participants will complete the Pathways and Partners assessment to determine their journey along one of three pathways: Financial Empowerment, Financial Wellness or Financial Coaching.
Our Financial Empowerment pathway provides you with the fundamental knowledge and skills necessary to make informed financial decisions. From budgeting and saving to understanding credit and debt management, participants collaborate with our referral partners to boost and enhance their earning potential to overcome income obstacles to homeownership.
For those facing challenges with outstanding and delinquent debt, our Financial Wellness pathway is here to support you. Through referrals to our trusted partners and experienced credit counselors, we help you develop personalized strategies to regain control of your finances. From managing debt to maximizing your income, our pathway guides you towards a brighter financial future.
Our Financial Coaching pathway is tailored to help you navigate the financial aspects of your current situation. Even if you meet our prescreening requirements, you may still require basic financial coaching to prepare for the expenses surrounding homeownership. Our partners and financial coaches will work with you to develop a personalized plan, ensuring you have the knowledge and confidence to succeed as a homeowner.
Please complete the form below to get more information about the Pathways and Partners program.