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Homeownership Opportunities

Every day, Habitat Charlotte Region partners with qualified families and individuals like you to build comfortable, high-quality homes with affordable mortgages.

Homeowner in Process, Katie

Making Affordable Homeownership a Reality

In the difficult market environment with rising interest rates and down payment requirements, affordable homeownership feels like nothing more than a dream. That’s where Habitat Charlotte Region comes in.

Benefits of working with us:

  • Below market rate interest
  • Affordable monthly mortgage payments
  • Financial literacy education

Habitat for Humanity of the Charlotte Region is an Equal Opportunity Housing Agency and an Equal Opportunity, Affirmative Action Employer.

How the Program Works

Habitat Charlotte Region’s Homebuyer program begins with Pathways and Partners. We recognize that the path to homeownership is filled with challenges. That’s why we’ve crafted Pathways & Partners, a program designed to provide families with the knowledge and support they need to become mortgage ready.

After completing your pathway:

  1. You’ll receive an invitation to apply
  2. Complete the application
  3. Look out for an email from the Habitat Charlotte Region team

Once you’re pre-approved for our program, you will meet with Support Staff to continue your path to homeownership, which includes:

  • Completing additional education classes
  • Participating in the construction of homes and community engagement activities
  • Committing to your home and maintaining a positive financial situation

Learn more about Pathways and Partners

About Our Homes

Habitat Charlotte Region believes that everyone deserves a safe, affordable place to live, and this is reflected in thoughtful design, craftsmanship and expertise that we put into our house plans and the construction of or repairs to future homes.

Currently, Habitat Charlotte Region offers newly constructed single-family detached homes, Next Generation Homes (homes purchased, rehabbed and resold as Habitat homes), and new single-family attached homes including townhomes and duets.

Learn More about Our Homes