Adjust Ban Book Bookmark Calendar Car Checked Circle Outlined Clock Close Coffee Equal Housing Opportunity Exclamation Facebook Female Flag Gift Globe Graduation Grid Hammer Hand Heart Habitat for Humanity Charlotte Habitat for Humanity Charlotte - Julia's Cafe & Books Habitat for Humanity Restore Charlotte Habitat for Humanity - Young Professionals House Instagram Leaf Line Chart LinkedIn Habitat for Humanity Restore Megaphone Menu Mobile Pencil Recycle Search Star Suitcase Tags Twitter Users Wrench YouTube Envelope

You Voted Yes!

The City of Charlotte asked voters to support a $50 million housing bond measure on Election Day: Tuesday, November 8, 2022, and the measure passed. The shortage of decent and affordable housing remains severe throughout the region. The City of Charlotte has a deficit of 32,000 units to meet affordable housing demands of the growing population.

The passed bond will support the Housing Trust Fund with needed funding to develop affordable rental and homeownership opportunities for working individuals and families who are first-time homebuyers. Thank you for getting out the vote!!

Follow along with Habitat Charlotte Region’s “How to be a Housing Voter” here!

Habitat Charlotte Region Blog

the cost of home

At Habitat Charlotte Region, we know that a family should never have to spend more than 30 percent of their income on a home. But consider that today nearly 19 million U.S. households pay half or more of their income on a place to live. That is unacceptable.

That means that 1 in 6 families are denied the personal and economic stability that safe and affordable housing provides. Instead, 1 in 6 families is forced to make impossible choices.

Safe homes. Nutritious food on the table. Health care. Access to good schools. Reliable transportation. Which would you choose?

We have to take a stand and declare our commitment: Habitat Charlotte Region will work to ensure that no family has to pay more than half of their paycheck to cover the cost of home.

Everyone deserves to build the foundation for a strong, healthy future for themselves and their families — no matter where they live or how much money they earn. Help us make that possible. Help us make the #CostOfHome something we all can afford.

areas of focus

Expanding Resources for Affordable Home Production

Many areas across the U.S. are facing shortages of adequate homes, particularly ones affordable to those earning modest incomes. We support advocacy for policies that enable the production and preservation of homes affordable to lower income households.

Increasing Inclusive Access to Credit

Mortgage credit is difficult, if not impossible, for many households to access, and minority and lower income applicants often have access to no types of credit at all. We support advocacy for policies that increase and broaden access to credit for underserved populations.

Enabling Equitable Access to Land

Land is often among the greatest costs encountered in developing homes, whether for rental or for ownership. We support advocacy for policies that empower residents to guide local development and land use decisions to ensure they fully reflect community needs, particularly for populations who have been discriminated against in the past.

Developing Communities of Opportunity

A home isn’t just a building. It includes the community and resources in which you live, work and grow. For families to achieve long-term success and stability, homes must be both well-constructed and built in an area with sufficient access to transportation, jobs, education, food, medical care, and other critical products and services. We support advocacy for policies that allow neighborhoods and communities to thrive.

Support for Source of Income passes in Charlotte and Mecklenburg County

In July of 2022, the City of Charlotte voted to adopt measures to prevent landlords, developers, and other entities receiving financial support from denying tenants housing based on certain income sources. Mecklenburg County followed suit and adopted similar measures a month later.

A national issue and a local debate for the past several years, Source of Income Discrimination (SOID) has permitted property owners to refuse to rent to potential tenants who were recipients of Housing Choice Vouchers (formerly known as Section 8); child support, alimony, pensions, and other legal support.

Charlotte is the first city in North Carolina to address the issue and joins Atlanta, Louisville, and 120 other jurisdictions across the country to take a stand.  For more information, click on the links below:

City of Charlotte Source of Income Policy

County of Mecklenburg Source of Income Protection

Corporations own 13,000 homes in Charlotte - Second Most in U.S.

The American Dream of homeownership remains out of reach for many buyers with no easy solutions as local jurisdictions work to create a balance between affordable housing and the free market.

With Charlotte rents averaging $1,900 a month, median homes sales price at $420,000 (UNCC, 2022 State of Housing in Charlotte Report), and large conglomerates purchasing over 30 percent of homes in the City (pulling over 13,000 homes out of the market that first-time homebuyers would traditionally purchase), elected officials and community groups are searching for answers.

The Mecklenburg County Commissioners are looking at setting aside $500,000 in their FY2023 budget with various goals, including educational campaigns and a social media blitz, so that individuals looking to sell their homes understand the impact of selling to corporations.  Other Ideas include purchasing land, expanding affordable housing and rental assistance programs, de-incentivizing corporate purchases, supporting grassroots community campaigns, and working with HOAs to cap single-family rentals in those developments.

The White House, HUD, and other housing experts lead national discussions. Until then, engagement with your local elected officials, housing groups, and other grassroots organizations to remain educated on these issues is a must!

For additional information, click on the following links:

Mecklenburg County Corporate Rental Issues

Homestead Exemptions

Faced with rising costs of living on fixed incomes, many senior citizens struggle to make ends meet while they age in their homes. For many seniors, rising property tax bills lead to tough choices:

  • Should I pay my taxes or pay for my medicine?
  • If I move, where can I afford to move to?
  • How far away from the life I know will I have to go to be able to afford to live?

Homestead Exemptions help seniors manage increases in their property taxes. However, these exemptions are not equally applicable across the state as current law does not factor cost of living variances in North Carolina counties. Habitat Charlotte Region is leading the charge on Homestead Exemption reform to make these exemptions more effective in preserving homeownership across the state.

stay informed

Become an Advocacy Ambassador by signing up for future advocacy email alerts.

Get Email Alerts

advocacy questions?

Contact Faith Triggs at
ftriggs@habitatCLTregion.org or 704.376.2054 ext. 7067.

Habitat for Humanity of the Charlotte Region service area

House Size Policy

Household SizeBedrooms
Single adult or couple with no children2
Single adult or couple with 1 child3
Single adult or couple with 2 children3
Single adult or couple with 3 children 4
Single adult or couple with 4 children*4
Single adult or couple with 5 or more children5
Single adult or couple with 4 children where age (13 or over), age difference (4 yrs or more apart), or gender doesn't allow sharing5

House sizes for households with multiple adults or adults who are not married will be considered on a case-by-case basis.

* Children of the same gender who are under 13-years-old and fewer than 4 years apart in age could be required to share a room.