Critical Home Repair

keeping our neighbors safe at home

In addition to our homeownership program, Habitat Charlotte Region partners with existing homeowners whose homes require major safety and structural repairs. Due to the age of the housing stock, many Charlotte-area owner-occupied homes are in of need significant repairs. In many cases, owners are seniors living on fixed incomes who cannot afford to fix their homes and are in jeopardy of being displaced.

Our Critical Home Repair program provides comprehensive repairs designed to eradicate problems and extend the functional life of the home. In addition, it allows the owners to age in place in the safety and security of their own home.

Qualifying repairs

What CHR addresses:

Critical Home Repair addresses repairs where the owner’s health and safety may be at risk. This includes, but is not limited to:

Unsafe roofing or flooring
Lack of heat
Electrical hazards
Plumbing hazards

What CHR does not address:

Painting and aesthetic updates
Replacing carpeting or flooring (unless for structural reasons)
Window replacement (unless current windows are rotted or contain lead)
Bathroom or kitchen renovations or remodels (unless for accessibility issues or as needed following plumbing repairs)

Step 01

Initial Criteria Review

To qualify for Critical Home Repair, the following criteria must be met:

Single-family, detached home OR manufactured home affixed to permanent location
Owner-occupied for at least two (2) years
Home must be located in Charlotte, Pineville, Mooresville, Troutman, Cornelius, Davidson, Huntersville or Statesville.
Willingness to partner (completion of Sweat Equity Hours)

Income of homeowner(s) must fall at or below 80% of HUD median income to be approved. Find out where you fall on the HUD median income scale.

Step 02

Complete an Application

If you meet the initial qualification criteria, you’re welcome to complete an online Critical Home Repair application.

You can also complete this form to recommend a family member or friend who would be a good fit for the Critical Home Repair program.

If you’re unable to complete an application online, would like to request an application in Spanish, or have additional questions, please email applications@habitatCLTregion.org or call the Critical Home Repair Hotline at 704.716.5639.

Step 03

Pre-Qualification

If pre-qualified, you will be notified and required to submit additional documentation as requested.

ready to apply?

If you have questions about the online application or would like to request an application in Spanish, please email applications@habitatCLTregion.org or call the Critical Home Repair Hotline at 704.716.5639.

get started

know someone in need of repairs?

You can also refer a friend, loved one or neighbor for the Critical Home Repair program!

Submit a Referral

questions

The typical time from submitting an application to completion of repairs is typically one year.

Repayment is determined by your HUD income level. In some cases, Habitat Charlotte Region can offer to finance the discounted amount with an interest-free mortgage to be paid over five years.

Critical Home Repair homeowners are required to complete community service hours, but all of those hours do not have to be completed with Habitat Charlotte Region. CHR homeowners are not required to work on their own home and accommodations can be made for those who are unable to participate in community service.

Yes, you can! To refer someone, please fill out the Critical Home Repair application request form and we’ll reach out to them. The form includes a space for your contact information should we need to contact you with any additional questions.

CHR Referral

**Bids for the following opportunity will continue to be accepted through 5:00 PM Tuesday, April 6, 2021**

Habitat for Humanity of the Charlotte Region will be accepting bids beginning March 8, 2021 through March 29, 2021 for critical repairs. Individual project scopes for the jobs are available at Habitat for Humanity of the Charlotte Region’s office beginning March 8, 2021.

To receive information on virtual site visits and to acquire the full bid package, contact Sarah Smith: ssmith@habitatCLTregion.org, 704.716.7068.

Sealed bids will be opened and read aloud at 2:00 PM on March 29, 2021 at 3816 Latrobe Drive, Charlotte, NC.

This program is sponsored by Mecklenburg County and is being funded in whole or in part by the Community Development Block Grant program (CDBG) through the U.S. Department of Housing and Urban Development. Federal laws and regulations may apply.

The owner reserves the right to waive any irregularities, or to reject any or all bids.

“EQUAL EMPLOYMENT OPPORTUNITY”